New Year, New Budget!

Happy New Year!!

This post/update is slightly later than intended. With traveling between families and getting back into the groove of things (work wise) it took longer than expected…

With this new year we hope to have a completely new outlook on our money and where it goes. The biggest goal through this journey is to get out of debt. The best way to pay off debt is to throw money at it, and the best way to have money to throw at it, is to budget! We decided it would be best to break down the budgeting into a few categories at first. We broke it down as follows:

  • Budget for Lunch Meals
  • Budget for Dinner Meals
  • Budget for upcoming Trips and Events

We decided the list above would be the easiest way to save right off the bat. Mr. Shy kept tabs of how much he was spending on lunch. Day after day the cost was between $8-10. Lets shoot for the high cost and say $10 a meal, multiply that with the average amount of days in a month, which is 30 (Technically 30.4167, Thanks Google). You come out to $300 on lunch alone, each month! Dinner was even worse….sometimes reaching closer to $20 a person.

Towards the end of 2018 we sat down and came up with a schedule for a months worth of dinner meals. As a side note we are also trying to eat “healthier” which pretty much means not having pizza every other night as good as it may be. These are the ideas we came up with:

  • Chicken Breast with Rice and Broccoli
  • Chicken Wings (buffalo sauce) & Chicken Strips
  • Tacos!!! (Taco Tuesdays)
  • Pork Loin with Rice and Broccoli
  • Steaks
  • Hamburgers

Next we wanted to come up with a list for Lunches. This was significantly easier as we are both happy with the basics. What we came up with was:

  • Peanut butter and Jelly Sandwich
  • Peanut butter and Banana Sandwich
  • Ham/Turkey Sandwich
  • Sushi (Mr. Shy wants to attempt)
  • Side items:
    • Apples 
    • Bananas
    • Carrots

After everything was said and done and we were happy with our choices…it was shopping time! We did the best we could as far as estimating how much of each item we would need for the month without going over. Luckily, all of the suggested items above we eat regularly, so we were able to make a rough estimate as to how much we would need. Very happy to say, we walked out of the grocery store paying a total of $186.37 for an entire months worth of Dinners and Lunches. Admittedly, due to traveling, family birthdays and dinners with friends, it lowers the amount of nights we will be eating at home. For this $186.37 total calculation it includes 22 days out of 31 this month (Dinners/Lunches). If you want more details on the Meals, regarding cost per, please visit the Meal Ideas section of our Blog.

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